house prices 2021

Another Mortgage Lender Introduces New 90% LTV Product

Recent weeks have seen a flurry of mortgage lenders announce new or extended 90% LTV products. Virgin Money and Metro Bank both revealed tempting...

69% Of Young Renters Are Eager To Become Homeowners But Many Feel Trapped

We’re fast approaching 12 months since the first national lockdown started in the UK and, in that time, it seems many renters have become...

High Street Mortgage Lenders Increase Their 90% LTV Offerings For A Limited Time Only

High street mortgage lenders have announced a series of additions and reductions to their 90% LTV mortgage rates, as well as some new limited-time...

First-Time Buyers: 90% Mortgages Are Making A Comeback

The recent surge of the UK housing market led to more homes ‘changing hands’ in the last three months of 2020 than in any...
90% lenders mortgage

Lenders Offering 90% Loans In Optimistic Show of Defiance

The UK housing market is enjoying a period of surprising fortitude and demand despite the Covid-19 pandemic with prices in October 2020 being 7.5%...
mortgage rates low

Mortgage Rates Hit New Low While Boom In Approvals Exceeds Expectations

As the average UK house price rises to an all time high, we can now reveal that mortgages rates are becoming increasingly competitive, hitting...
government cladding fire safety

Dangerous No More? Government Relaxes Cladding Rules To Help More People Sell Their Flats

As we reported a few weeks ago, people who own flats in high rise tower blocks have been experiencing great difficulty when trying to...
down valuation mortgage

Down Valuation!? What On Earth Does That Mean?

A down valuation occurs when your prospective mortgage lender sends a surveyor to look at the home you’re hoping to buy and decides it...
interest-only mortgages

Interest-Only Mortgages: Should I Avoid Or Embrace?

Your traditional mortgage, otherwise known as a repayment mortgage, requires that you repay the money you’ve borrowed in monthly installments. An interest-only mortgage, on...
95% mortgages

PM Announces Government-Backed 95% Mortgage Scheme To Get More Young People On The Ladder

Prime Minister Boris Johnson and his Conservative government have announced a plan to introduce a new scheme which will enable first-time buyers to gain...

Buying a £10m house with a mortgage can save you thousands a month on...

The latest research from high-net-worth mortgage broker, Enness Global, has revealed the huge difference in monthly cost when it comes to renting and buying at the very top end of the market. 

Stamp duty holiday set to save homebuyers £15k in these areas

Chancellor of the Exchequer, Rishi Sunak, has today announced a stamp duty holiday for homebuyers, meaning any purchase up to £500,000 will be exempt from paying any tax. 

More Mortgage Products Now Available

'Lenders just aren't lending at the moment' is a sentence that you may have heard uttered by barrack-room property experts. Except it isn't true...

Remortgages Surge in April

Remortgage instructions increased 11.8% in the week commencing the 20th April, research from conveyancing platform LMS has said. Nick Chadbourne, chief executive of LMS, said...

Nationwide Slash Mortgage Rates

The Nationwide Building Society is reducing the cost of some of its fixed rate home-loans by up to 0.35% and is launching a two...

The Best Mortgage Rates

Here's the latest mortgage rates available today for movers, first time buyers and for remortgage. Do bear in mind that costs often apply in...

Mortgage Approvals And Mortgage Lending – The Difference

There's more data out today, this in the form of mortgage volumes as published at 9.30am. You'll be forgiven for being confused though given that...

New: 10 Year Fixed Rate Mortgage at 2.3%

The Nottingham Building Society has announced a 10-year fixed-rate residential mortgage at 2.30% at a maximum loan-to-value (LTV) of 70%. No fees are payable and...

The buy-to-let markets where rental yields have lifted since the tenant fee ban

Howsy, has looked at which pockets of the buy-to-let market have seen the biggest uplifts in rental yields since the tenant fee ban came...

Beware the mortgage trap

Since Covid-19 and quarantine / lockdown began, we've become used to the daily briefings by government ministers, with the Chancellor Rishi Sunak making more...

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